Financial Calculators — Free for Everyone

Free Financial Calculators — SIP, Loan, FIRE & More

35 financial calculators with real-time results, live charts, and year-by-year breakdowns. No account, no signup, no guesswork.

Popular: SIP Home Loan FIRE PPF Retirement
8 Investment 4 Loan & EMI 7 Life Goals & FIRE 2 Insurance 9 Analysis Tools 5 NRI Tools | Standard formulae · Guidelines

SIP Calculator

Monthly SIP future corpus

Lumpsum

One-time investment growth

Step-Up SIP

SIP with yearly increase

SWP Calculator

Withdrawal sustainability

PPF Calculator

Long-term EEE savings

FD / RD

Bank deposit maturity

Home Loan EMI

EMI & amortization

Car Loan

Repayment & total cost

Personal Loan

EMI & interest breakdown

Retirement Corpus

With inflation adjustment

FIRE Calculator

FI number & timeline

Child Education

Goal SIP with inflation

Emergency Fund

How much to keep liquid

NPS Calculator

Retirement + tax view

Term Insurance

Life cover & shortfall

Health Cover

Family mediclaim check

MF Analyser

Portfolio CAGR & allocation

Tax Optimizer

Old vs new regime compare

SIP vs Lumpsum

Real NAV backtester

Inflation Simulator

Purchasing power erosion

CTC to In-Hand

Monthly take-home salary

Gratuity Calculator

Service benefit payout

EPF Calculator

PF corpus at retirement

Rent vs Buy Calculator

Compare renting vs buying a home

Loan Prepayment Calculator

Save interest by prepaying loans

Debt Payoff Planner

Snowball vs avalanche strategies

Gold Investment Comparator

SGB vs physical vs digital gold

SSY Calculator

Sukanya Samriddhi maturity value

ELSS vs PPF vs NPS

Compare 80C tax-saving investments

APY Calculator

Atal Pension Yojana contribution

NRI Residential Status

RNOR vs NRI vs ROR — day-count test

NRI Property Sale (LTCG + TDS)

Capital gain, TDS, refund estimate

Return to India Planner

Corpus conversion + RNOR window

US ETF & Fund Analyser

VOO, VTI, QQQ — live prices & CAGRs

PFIC Tax Impact (US NRIs)

§1291 excess-distribution estimator

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Want results that
stay connected?

Calculators give you instant answers. The Financial Planner connects them all — your cash flow, goals, loans, and SIPs update together in one live workspace.

  • Your surplus automatically split across goals
  • Net worth, FIRE year & Health Score live
  • Change one number — everything recalculates
Open the Planner How it works

Frequently asked questions

Are all calculators on FinPlann free?
Yes. Every calculator on FinPlann is completely free to use — no signup required for basic calculations. Create a free account to save your calculations, track goals, and access the full financial planner.

How accurate are the calculator results?
Our calculators use standard financial formulas and real market data (for tools like MF Analyser and SIP vs Lumpsum backtester). Results are projections based on your inputs and assumptions — actual returns may vary based on market conditions.

Which calculator should I start with?
Start with the SIP Calculator if you are beginning your investment journey, or the Emergency Fund Calculator to ensure your basics are covered. For a complete picture, take the free Financial Health Check to identify which areas need attention.

Can I save my calculator results?
Yes. Create a free account to save home loan and car loan calculations. For investment planning, the Financial Planner lets you track all your investments and goals in one dashboard. You can also share calculator results via shareable links.