Terms of Use
Rules and responsibilities for using FinPlann
1. Acceptance of Terms
By accessing or using FinPlann — including its calculators, financial planner, and dashboards — you confirm that you have read, understood, and agree to be bound by these Terms of Use.
If you do not agree, please discontinue use immediately. These terms apply to all users, including individuals and financial advisors using the platform for professional workflows.
2. Platform Description
FinPlann is a financial tools platform providing:
- Investment and loan calculators (SIP, SWP, EMI, NPS, and more)
- A personal Financial Planner for income, expense, goal, and investment tracking
- Profile-based planning workflows for advisors and their clients
All tools are provided for educational and informational purposes only. Outputs are mathematical projections based on assumptions — not guaranteed financial outcomes.
3. No Financial or Investment Advice
FinPlann is not a SEBI Registered Investment Adviser (RIA), a registered stockbroker, or a licensed financial planner. Nothing on this platform constitutes:
- Personal investment advice or portfolio recommendations
- Tax advice or chartered accountancy services
- Legal advice
- A guarantee of returns, profits, or financial outcomes
Please consult a qualified, SEBI-registered professional before making any significant financial decision. See our Investment Guidelines.
4. Your Responsibilities
As a user of FinPlann, you agree to:
- Provide accurate information in calculators and planner forms
- Keep your login credentials confidential and not share your account
- Use the platform only for lawful personal or professional purposes
- Not attempt to reverse-engineer, scrape, or abuse the platform or its APIs
- Not use the platform to harm, deceive, or defraud other users or third parties
For advisor accounts: you are responsible for appropriate handling of client data, in compliance with applicable regulations.
5. Intellectual Property
All platform content — including the codebase, UI design, calculator logic, and written content — is the intellectual property of FinPlann. Unauthorised copying, redistribution, or commercial use is prohibited.
Your planner data and inputs remain yours. We do not claim ownership of information you enter into the platform.
6. Limitation of Liability
FinPlann and its operators shall not be liable for any direct, indirect, incidental, or consequential financial loss arising from:
- Reliance on calculator outputs or planner projections
- Investment decisions made using information from this platform
- Service interruptions, data loss, or technical errors
The platform is provided "as is" without warranties of any kind.
7. Governing Law & Jurisdiction
These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts of India.
We may update these terms at any time. The "Last updated" date reflects the most recent revision. Continued use after changes constitutes acceptance.
Questions about these terms?
Email hello@finplann.com — we respond within 3 business days.