Your solo financial plan

Name: FinPlann Financial Planner
Brand: FinPlann
Availability: InStock

30 calculators — free forever. Upgrade for the full planner, AI advisor, and more.

Free

₹0

Free forever. No card needed.

30 financial calculators
SIP, FIRE, NPS, EMI, tax & more
Expense tracker with categories
Financial health score
See where you stand in 2 minutes
Demo planner (view-only)
Your own financial planner
AI money advisor
Personalised action plans

See what's inside Pro

A complete picture of your money — health score, cash flows, goals, investments, and an AI advisor that knows your numbers.

FinPlann financial planner overview — cash flow, health score, monthly surplus, net worth

Calculators

Currencies

Family profiles

10min

To set up

Compare Plans Side by Side

Every feature, clearly laid out.

Feature	Free	Pro	Pro+ (5x More Powerful)
Calculators & Tools
30 financial calculators SIP, FIRE, NPS, EMI, tax & more
Expense tracker with categories
Financial health score See where you stand in 2 minutes
Demo planner (sample data)
Financial Planner
Your own financial planner Track income, expenses, goals, assets & net worth
Personal profile		1	1
Family profiles Plan for spouse, parents, or kids			Up to 5
PDF reports & score cards
Multi-currency support 8 currencies — INR, USD, EUR, GBP & more	Basic
AI Features
Personalised action plans AI analyses your data and tells you what to do next		5/month	25/month
AI money advisor Ask anything about your finances, get answers from your data		50 msgs/month	250 msgs/month
Chat history Access your past conversations		30 days	150 days

Are you a financial advisor or CFP?

Stop building plans in Excel. FinPlann gives you AI-generated action plans, branded reports, and a client portal — so you spend less time on admin and more time advising.

See Advisor Plans

FAQs

Frequently asked questions

Is FinPlann really free?

Yes. 30 financial calculators, expense tracker, and your financial health score are 100% free forever — no credit card needed. You only pay if you want the full planner with AI features.

What is the difference between Pro and Pro+?

Pro+ gives you 5X everything in Pro. Pro has 1 profile, 5 action plans, and 50 AI advisor messages per month. Pro+ gives you 5 profiles (for family planning), 25 action plans, and 250 AI advisor messages — all at 2.5X the price.

What does "Personalised action plans" mean?

Our AI analyses your income, expenses, goals, assets, and insurance — then generates a step-by-step priority list of exactly what you should do next. Think of it as a financial advisor session, but instant and based entirely on your real data.

What can I ask the AI money advisor?

Anything about your finances. "Should I prepay my home loan or invest?", "How much life insurance do I need?", "Am I saving enough for retirement?" — the AI reads your financial data and gives personalised guidance based on CFP principles.

What are "Family profiles" in Pro+?

You can create separate financial plans for your spouse, parents, or children — each with their own income, expenses, goals, and health score. Great for managing your entire household's finances in one place.

Can I cancel my subscription anytime?

Yes. Cancel anytime from your account settings — no questions asked. Your premium features stay active until the end of your billing period. After that, your account moves to the free plan and you keep access to all 30 calculators, the expense tracker, and your financial health score. Your data is never deleted.

Is my financial data safe?

High-risk financial values — your investments (invested amount, current value), income, loan EMIs, expenses, and advisor notes — are encrypted at rest with AES-128 (Fernet, AES-128-CBC + HMAC-SHA256). Even with direct database access, those fields appear as ciphertext. Connections are encrypted with TLS (HSTS preloaded). Payments are handled by Stripe (PCI-DSS Level 1) — we never see card numbers. We never sell your data, show ads, or earn commissions. You can export or delete everything anytime.