Exchange Rates
The conversion rates used across FinPlann's financial planner. All foreign currency amounts are converted to INR using these rates for totals, gap analysis, and SIP calculations.
Live today
07 May 2026
AED
UAE Dirham
1 AED =
₹25.7778
د.إ100 =
₹2577.78
₹1 Lakh =
د.إ3879.31
AUD
Australian Dollar
1 AUD =
₹68.5307
A$100 =
₹6853.07
₹1 Lakh =
A$1459.2
CAD
Canadian Dollar
1 CAD =
₹69.4830
C$100 =
₹6948.3
₹1 Lakh =
C$1439.2
EUR
Euro
1 EUR =
₹111.2842
€100 =
₹11128.42
₹1 Lakh =
€898.6
GBP
British Pound
1 GBP =
₹128.7996
£100 =
₹12879.96
₹1 Lakh =
£776.4
SGD
Singapore Dollar
1 SGD =
₹74.6213
S$100 =
₹7462.13
₹1 Lakh =
S$1340.1
USD
US Dollar
1 USD =
₹94.6701
$100 =
₹9467.01
₹1 Lakh =
$1056.3
Quick Converter
Convert between any supported currency and INR
Converted Amount
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Complete Rate Table
All rates as of 07 May 2026 · Rates are INR per 1 unit of foreign currency
| Currency | Symbol | 1 Unit = INR | 100 Units = INR | ₹1 Lakh = |
|---|---|---|---|---|
| 🇮🇳 INR Indian Rupee | ₹ | 1.0000 | ₹100.00 | — |
| 🇦🇪 AED UAE Dirham | د.إ | ₹25.7778 | ₹2577.78 | د.إ3879.31 |
| 🇦🇺 AUD Australian Dollar | A$ | ₹68.5307 | ₹6853.07 | A$1459.2 |
| 🇨🇦 CAD Canadian Dollar | C$ | ₹69.4830 | ₹6948.3 | C$1439.2 |
| 🇪🇺 EUR Euro | € | ₹111.2842 | ₹11128.42 | €898.6 |
| 🇬🇧 GBP British Pound | £ | ₹128.7996 | ₹12879.96 | £776.4 |
| 🇸🇬 SGD Singapore Dollar | S$ | ₹74.6213 | ₹7462.13 | S$1340.1 |
| 🇺🇸 USD US Dollar | $ | ₹94.6701 | ₹9467.01 | $1056.3 |
How Currency Conversion Works in FinPlann
Enter in any currency
Every amount field in the planner (cash flows, investments, goals, SIPs) has a currency selector. Pick the currency the amount is denominated in.
Auto-converted to INR
All totals, surplus calculations, goal gaps, and SIP requirements are computed in INR using the rates on this page. The conversion happens instantly in your browser.
Rates refresh daily
Rates are fetched from ExchangeRate-API each day on the first visit. They are cached in our database so subsequent loads are instant, with no external API calls.
Understanding Exchange Rates for Indian Investors
Exchange rates directly impact your financial planning if you earn, spend, or invest in multiple currencies. Whether you receive a salary in USD, pay education fees in GBP, or invest in US stocks through the Liberalised Remittance Scheme, knowing the current INR conversion rate helps you budget accurately and avoid surprises.
All rates shown on this page are mid-market rates — the midpoint between buy and sell prices. Banks and forex services typically add a margin of 0.5% to 3% on top of mid-market rates. When planning large remittances (such as tuition payments or property purchases abroad), always factor in this spread plus any transfer fees charged by your bank or service provider.
Key terms explained
- LRS (Liberalised Remittance Scheme): RBI allows resident Indians to remit up to $250,000 per financial year for investments, education, travel, or gifts abroad. Remittances above ₹7 lakh attract TCS (Tax Collected at Source) at 20% under the new rules, which is adjustable against your income tax liability.
- TCS on foreign remittance: Since October 2023, any LRS remittance exceeding ₹7 lakh in a financial year attracts 20% TCS (5% for education loans). This is not an additional tax — it is collected upfront and can be claimed as a credit when you file your ITR.
- DTAA (Double Taxation Avoidance Agreement): India has DTAA treaties with over 90 countries including the US, UK, Canada, and Singapore. If you earn dividends or capital gains on foreign investments, DTAA prevents you from being taxed twice on the same income. The treaty determines which country has primary taxing rights.
- NRE vs NRO accounts: NRIs use NRE accounts for foreign earnings (fully repatriable, tax-free interest in India) and NRO accounts for Indian income sources (repatriable up to $1 million per year, interest taxable in India). Exchange rates at the time of conversion affect the final INR or foreign currency amount credited.
How exchange rate changes affect your plan
A weakening rupee increases the INR cost of foreign goals (overseas education, international travel, foreign property) and raises the value of foreign investments when converted back. A strengthening rupee does the opposite. FinPlann's financial planner converts all foreign currency amounts to INR using the latest available rates, so your goal gaps and SIP recommendations automatically reflect currency movements each day.
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