US ETF & Mutual Fund Analyser

Look up any US ETF or mutual fund (VOO, VTI, QQQ, Fidelity, Vanguard, Schwab) to see live price, trailing 1/3/5/10-year returns, and how much a lump-sum investment would be worth today. Built for NRIs planning cross-border portfolios.

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Data source: Yahoo Finance via yfinance. Prices are cached for 6 hours and returns for 24 hours. Curated master covers ~90 of the largest US ETFs and mutual funds by AUM — most common tickers work directly. For tickers not in the curated list, results depend on Yahoo availability. Expense ratios come from our curated list (last reviewed 11 Sep 2026) and can change — confirm on the fund provider's site.

Why NRIs need a US ETF and mutual fund analyser

US indices such as the S&P 500, Nasdaq 100 and Total Stock Market are a common core holding for NRIs. A Vanguard VTI holding sitting alongside Indian SIPs is normal for anyone earning in USD, and even Indian residents can now allocate up to USD 250,000 per year to US securities under the RBI's Liberalised Remittance Scheme.

This analyser gives you the two numbers that actually matter when comparing across borders:

  • Trailing CAGR (dividend-adjusted): the annualised return over 1, 3, 5 and 10 years, rather than a short recent window.
  • "$X invested Y years ago": what a lump sum would be worth today, so you see the return in dollars rather than as a percentage.

What's in the curated master

The search covers roughly 90 US ETFs and mutual funds including the low-cost passives (VOO, VTI, VXUS, BND), the popular actively-managed classics (Contrafund, T. Rowe Price Blue Chip, Dodge & Cox), the sector plays (XLK, XLE, XLF), and the entire India-focused US-listed set (INDA, EPI, INDY, SMIN). If a ticker isn't in the search list, try typing it directly — Yahoo covers ~all US-listed instruments.

Categories included: US Large Cap · US Total Market · US Growth & Value · US Small & Mid Cap · International Developed · Emerging Markets · India-focused (US-listed) · US Bonds (short, aggregate, long) · Gold & Commodities · US REITs · Sector ETFs · Target-Date Retirement Funds · Vanguard/Fidelity/Schwab index families.

The 3 tax cases you need to keep straight

Case 1: US resident

Buying US ETFs/MFs

Normal US taxation: LTCG at 0%, 15% or 20% after a 1-year holding, plus 3.8% Net Investment Income Tax at higher incomes; qualified dividends at the same rates. No PFIC problem. An NRI who lives in the US is usually a US tax resident and falls here. This is the "easy" case.

Case 2: NRI living outside the US

Buying US ETFs/MFs

If you are not a US tax resident (say, an NRI in Dubai or Singapore), the US generally does not tax your capital gains on US ETFs and funds, though special rules can apply if you spend a long time in the US. Dividends face US withholding of 30%, or a lower treaty rate where one applies. India doesn't tax this foreign income while you are NRI.

Case 3: Indian resident (ROR)

Holding US ETFs/MFs

Global income taxable in India. US gains: 12.5% LTCG after 24 months holding, else slab rate. Foreign asset disclosure (Schedule FA) mandatory. Dividends taxed at slab rate; foreign tax credit available under the DTAA.

Popular searches to try

  • VOO vs SPY vs IVV: three ways to own the S&P 500. VOO charges 0.03%; SPY, the oldest, charges more. Check each fund's current expense ratio before choosing.
  • VTI vs VTSAX: same holdings, different wrapper. VTI (ETF) trades intraday; VTSAX (mutual fund) settles at day-end NAV. VTSAX charges 0.04%; VTI is similarly cheap.
  • QQQ vs QQQM: both track the Nasdaq-100; QQQM is the newer one with the lower fee (0.15% vs 0.18%).
  • SCHD vs VYM vs VIG: three dividend-focused ETFs. SCHD screens for quality dividend growers; VYM tilts to high current yield; VIG requires 10+ years of dividend growth.
  • INDA vs EPI vs INDY: India exposure via US-listed ETFs. Held in a US brokerage, avoids PFIC issues that Indian mutual funds create for US taxpayers.
  • FXAIX vs VFIAX vs SWPPX: S&P 500 index funds at Fidelity, Vanguard, and Schwab. Split by which brokerage you use; all track the same index at nearly identical cost.
  • VTHRX / VFORX / VFIFX / VTTSX: Vanguard target-date funds by retirement year (2030 / 2040 / 2050 / 2060). VFIFX charges 0.08% and the others are similarly priced; they auto-rebalance across stocks and bonds as you age.

Frequently asked questions

Are US ETFs like VOO or QQQ PFICs?
No. PFIC rules apply to foreign (non-US) corporations. US-domiciled ETFs and mutual funds are not PFICs, so US taxpayers get normal capital gains treatment on them.

How are US ETFs taxed for an Indian resident?
For a resident and ordinarily resident (ROR) taxpayer, gains on US ETF or fund units held more than 24 months are taxed at 12.5% LTCG, and at slab rates if held 24 months or less. Dividends are taxed at slab rates, with credit for US tax under the tax treaty. The holdings must be shown in Schedule FA.

How much can an Indian resident invest in US ETFs each year?
Residents can remit up to USD 250,000 per financial year under the RBI's Liberalised Remittance Scheme, which covers investing in overseas securities.

How are the trailing returns calculated?
From Yahoo Finance monthly closing prices adjusted for dividends and splits. Each window runs from a month-end close to the latest price, so the 1-year figure can cover slightly less than 12 months.

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