NRI Tools · US Markets
US ETF & Mutual Fund Analyser
Look up any US ETF or mutual fund — VOO, VTI, QQQ, Fidelity, Vanguard, Schwab — see live price, trailing 1/3/5/10-year returns, and how much a lump-sum investment would be worth today. Built for NRIs planning cross-border portfolios.
Search a fund above to see live data
Prices refresh every 6 hours from Yahoo Finance.
Fetching latest data…
Current price
Category
Expense ratio
Trailing returns (CAGR, price-based)
1 year
3 years
5 years
10 years
Returns computed from adjusted monthly closing prices (auto-adjusted for dividends and splits). Past performance does not guarantee future returns.
What if I had invested…
Worth today
Cross-border tax note for Indian investors
US ETFs and mutual funds are NOT PFICs — they are US-domiciled, so US taxpayers get normal LTCG treatment. For Indian tax residents (ROR) holding US funds directly: gains are taxed in India as non-equity foreign investments (12.5% LTCG after 24 months holding, else slab rate). For NRIs: US tax rules apply. If you plan to move to India, sell before triggering ROR to reset cost basis and avoid dual reporting. See our PFIC calculator for the reverse case (US resident holding Indian MFs).
Want personalised advice on this?
Ask FinChat — our AI advisor will analyse your US ETF/MF portfolio results in the context of your full financial picture.
Data source: Yahoo Finance via yfinance. Prices are cached for 6 hours and returns for 24 hours. Curated master covers ~100 of the largest US ETFs and mutual funds by AUM — most common tickers work directly. For tickers not in the curated list, results depend on Yahoo availability.
Why NRIs need a US ETF and mutual fund analyser
US indices — the S&P 500, Nasdaq 100, and Total Stock Market — have quietly become the default core allocation for a large slice of the global NRI population. A Vanguard VTI holding sitting alongside Indian SIPs is normal for anyone earning in USD, and even Indian residents can now allocate up to USD 250,000 per year to US securities under the RBI's Liberalised Remittance Scheme.
This analyser gives you the two numbers that actually matter when comparing across borders:
- Trailing CAGR (dividend-adjusted) — the honest annualised return, not the last-month splash you see on brokerage apps.
- "$X invested Y years ago" — the reality check that most people never actually run before buying. Turns a percentage return into a dollar figure you can feel.
What's in the curated master
The search covers roughly 100 US ETFs and mutual funds that account for the overwhelming majority of NRI research queries — the low-cost passives (VOO, VTI, VXUS, BND), the popular actively-managed classics (Contrafund, T. Rowe Price Blue Chip, Dodge & Cox), the sector plays (XLK, XLE, XLF), and the entire India-focused US-listed set (INDA, EPI, INDY, SMIN). If a ticker isn't in the search list, try typing it directly — Yahoo covers ~all US-listed instruments.
Categories included: US Large Cap · US Total Market · US Growth & Value · US Small & Mid Cap · International Developed · Emerging Markets · India-focused (US-listed) · US Bonds (short, aggregate, long) · Gold & Commodities · US REITs · Sector ETFs · Target-Date Retirement Funds · Vanguard/Fidelity/Schwab index families.
The 3 tax cases you need to keep straight
Case 1 — US resident
Buying US ETFs/MFs
Normal US taxation — LTCG (up to 20%) after 1-year holding, dividends taxed at qualified rates. No PFIC problem. This is the "easy" case.
Case 2 — NRI
Buying US ETFs/MFs
While NRI, US brokerage gains are taxed by the US (30% withholding on dividends without treaty; 0% LTCG for non-residents on capital gains on most securities). India doesn't tax it. Best window to build a US portfolio.
Case 3 — Indian resident (ROR)
Holding US ETFs/MFs
Global income taxable in India. US gains: 12.5% LTCG after 24 months holding, else slab rate. Foreign asset disclosure (Schedule FA) mandatory. Dividends taxed at slab rate; foreign tax credit available under the DTAA.
Popular searches to try
- VOO vs SPY vs IVV — three ways to own the S&P 500. Compare expense ratios: VOO and IVV at 0.03%, SPY at 0.09%.
- VTI vs VTSAX — same holdings, different wrapper. VTI (ETF) trades intraday; VTSAX (mutual fund) settles at day-end NAV. Same 0.03/0.04% cost.
- QQQ vs QQQM — QQQM is the newer, lower-fee Nasdaq-100 (0.15% vs 0.20%). Long-holders should prefer QQQM.
- SCHD vs VYM vs VIG — three dividend-focused ETFs. SCHD screens for quality dividend growers; VYM tilts to high current yield; VIG requires 10+ years of dividend growth.
- INDA vs EPI vs INDY — India exposure via US-listed ETFs. Held in a US brokerage, avoids PFIC issues that Indian mutual funds create for US taxpayers.
- FXAIX vs VFIAX vs SWPPX — S&P 500 index funds at Fidelity, Vanguard, and Schwab. Split by which brokerage you use; all track the same index at nearly identical cost.
- VTHRX / VFORX / VFIFX / VTTSX — Vanguard target-date funds by retirement year (2030 / 2040 / 2050 / 2060). All 0.08% ER; auto-rebalance across stocks and bonds as you age.
Track your US and Indian portfolios side by side in one planner
Save your calculation, set a target, and get a personalised plan — all free.
Add to My Financial Plan — Free