Guides & insights for everyday investors
Page 3
Best Nifty 50 Index Fund Direct Growth India 2026 — Expense Ratio & Tracking Error Compared
The Nifty 50 is the single most important index in Indian equities. A direct plan index fund is the cheapest way to own it. Here are the top 5 Nifty 50 index funds for 2026 — compared by expense ratio, tracking error, AUM, and 5-year returns.
Equity ETFs Beyond Nifty 50 — The Missing Pieces of Most Indian Portfolios
Most Indian ETF investors hold only Nifty 50 ETF. The market has 50+ equity ETFs covering Nifty Next 50, Midcap, Smallcap, Sensex, Bank Nifty, factor strategies. Here's what's worth adding and why.
Contra Funds in India — The Underrated Equity Category
Contra funds bet on out-of-favour stocks and sectors — buying what others are selling. The category sounds clever but has had inconsistent execution. Here's when contrarian investing actually works in Indian markets.
Smart Beta and Factor ETFs in India — Beyond Nifty 50 Indexing
Smart beta ETFs and factor funds blend passive index methodology with rules-based stock selection (low volatility, momentum, quality, value). Here's how they fit India's growing factor ETF market in 2026.
Fund of Funds (FoFs) in India — When the Wrapper Is Worth the Extra Layer
A FoF invests in other mutual funds — adding a small extra expense layer for the convenience of one-fund diversification. Here's the categories (Domestic, Overseas, Multi-Manager) and when each makes sense.
Children's Fund vs Separate Goal SIPs — The Math Most Parents Miss
Children's mutual funds promise a packaged "education+marriage" solution with mandatory lock-in until child turns 18. The same allocation done via separate goal SIPs costs less, is more flexible, and usually delivers more. Here's the math.
Multi Asset Allocation Funds vs DIY — Is The Single Fund Worth It?
Multi asset allocation funds hold equity, debt, and gold/commodities in one product. Convenience comes at a tax and cost price. Here's whether the bundle beats DIY allocation for the average Indian investor.
Conservative Hybrid Funds for Retirement Income in India
Conservative hybrid funds hold 75-90% debt and 10-25% equity. Designed for income-focused investors and retirees who want a small equity kicker on top of debt safety. Here's when they earn their place.
Floating Rate Funds — The Rising Rate Hedge Most Indians Don't Use
Floating rate funds invest in bonds whose coupons reset with rates. When rates rise, FD and gilt fund holders lose; floating rate fund NAV barely moves. Here's how the category works and when it earns its place.