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RSUs and Indian Investments: Building One Portfolio as an NRI
Your vesting RSUs and your India SIPs aren't two separate worlds — they're one net worth. Here's how NRIs manage concentration, currency, and tax across both.
How to Repatriate Money from India as an NRI: The $1 Million Rule
Moving your India money abroad — sale proceeds, inheritance, NRO balances — is governed by an annual USD 1 million limit and a paperwork trail. Here's the process.
US–India DTAA: How NRIs Avoid Being Taxed Twice
The Double Taxation Avoidance Agreement lets NRIs claim credit for tax paid in one country against the other. Here's how it works for salary, interest, and capital gains.
How Much Do You Need to Retire in India as an NRI? The Real Math
Earning abroad but planning to move back? Here's how to calculate the exact corpus you need to retire comfortably in India — and the mistakes that inflate the number.
NRI Mutual Fund Taxation: What US-Based Investors Must Know (PFIC & FBAR)
Indian mutual funds can be a US tax nightmare for NRIs — PFIC rules, FBAR, and FATCA reporting. Here's what triggers them and how to avoid an expensive surprise.
NRE vs NRO Account: Which One Does an NRI Actually Need?
NRE for foreign earnings, NRO for India income — but the taxation, repatriation limits, and joint-holding rules trip up most NRIs. Here's the clear version.
AI Financial Planner India 2026 — What ChatGPT Gets Wrong About SIPs
Ask ChatGPT to plan your SIP and it quotes 2018 LTCG rates, invents fund names, and forgets SEBI category rules. Here's what goes wrong with generic AI for Indian finance — and 5 test questions that separate real tools from hallucinations.
Year-End Tax Planning Checklist FY 2025-26 — 12 Moves Before March 31
March 31 closes the tax year. Here are 12 concrete moves — 80C, 80CCD(1B), health insurance, LTCG harvesting, regime recheck, advance tax adjustments — that most people forget. Each move is estimated in rupees saved.